Cash, Credit Cards & ATM’s

Make sure you’ve got a VISA card or a moneycard. Chat to your bank about your options, but investigate . . .

Make sure you’ve got a VISA card or a moneycard. Chat to your bank about your options, but investigatethe offers and make sure you know what costs are associated with transactions and withdrawal fees. If you get a travel card make sure you ask to load up your card with US dollars.

Carry a combination of cash (preferably US$ for most countries…and Shilling for Kenya) and at least one credit card. Travelers cheques (checks) are not widely accepted in African countries (i.e. Tanzania ) anymore. The United States Dollar remains the most widely accepted, followed by the Euro and Sterling. A very important Travel Tip relates to money. Take at least US$150 to $250 per person/per week in cash from home. Visas secured on arrival must be paid in cash and in the exact amount. Some countries do not accept US$ bills dated before the year 2000, due to suspicions of counterfeiting.

Also let your bank know that you are planning to travel to Africa.

Be wary of streetside money-changers! If you do use one, be sure to count each note separately to satisfy yourself that the whole amount is there before handing across any of your own cash. Once counted, be sure not to let the pile out of your sight. It is an old trick to switch bundles and for you to later discover that the new bundle is mostly newspaper. If the money traders are legitimate, they will not be offended!

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